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Susan, Claire and Ted all begin their volunteer service on January 1, 2015. That date is Susan's 55th birthday, Claire's 51st birthday and Ted's 46th birthday. On January 1, 2024, Claire and Ted end their volunteer service and apply for a distribution with nine years of service credit. One year later, on January 1, 2025, Susan ends her volunteer service and applies for a distribution with 10 years of service credit.